Services

San Diego Skyline

Fast Personal Service

Our business has been built primarily by personal referral and repeat clients. We build a personal relationship with each of our clients and want to make their financing process painless and simple. We know how important it is to get the job done quickly and with as little imposition on your time as possible.

Free Consultations

Our professional Loan Consultants have over 95years of combined mortgage loan experience and are eager to find a way to tailor a loan to meet your specific needs. Appointments and consultations are always free of charge and with no obligation.

Pre-Qualifications and Pre-Approvals

With interest rates at record lows, now is a great time to review your financial circumstances. If a new purchase or a refinance is in your plans it is extremely important in this environment to get Pre-Qualified or Pre-Approved for your financing. We do this routinely, and always without obligation or cost.

Real Estate Strategy Recommendations for Financial/Estate Planning

We will spend whatever time is necessary to examine your real estate circumstances and review your assets to determine if we can save you money or improve your cash flow or if you should consult a Certified Financial Planner to structure an Estate Planning Program. Our assessment of your real estate circumstances are usually essential to a Financial Planner developing your comprehensive Estate Plan.

Menu of Financing Options Based on Specific Personal Circumstances

Refinance
Purchase
Commercial
Construction
HELOCs
FHA
VA
HARP2
Fixed rate loans
ARM’s

Responsible Lending Since 1981

We have over 33 years of responsible lending practices and have funded over $1.8 Billion in home loans. Since we are approved with over 20 institutional lenders we can find you the perfect financing package. With our two conveniently located offices, we can arrange financing anywhere in California with a truly Hometown attitude.